Juwita Ekawati Winoto - President Commissioner

She started her career in the banking industry in 1975 at PT Bank Perkembangan Pelayanan Indonesia, jakarta. with the position of Deputy Director. In 1978, she held the position of Deputy President Commissioner at PT Overseas Express Bank, Jakarta.In 1988, she held the position of Fact Finding Team at PT Overseas Express Bank, Jakarta. Subsequently, she joined PT Bank Multiarta Sentosa, Jakarta in 1993 as Operational Division Head and from March 15, 2012 until now as President Commissioner of PT Bank Multiarta Sentosa.



Tommy Mukdani - Independent Commissioner

He was born in Banjarmasin in 1961. He graduated from Padjadjaran University Bandung in 1988. His career in the banking inustry started in 1989 - 2000 by joining PT Bank Tamara, Tbk as Branch Manager. Subsequently, from March 2001 until July 2009, he joined PT Bank Ekonomi Raharja, Tbk as Branch Manager and Regional Business Support. After that, from mid July 2009 until December 2009, he joined PT Bank Mayapada International, Tbk as Branch Manager. Education and training he attended are, among other things, Credit Marketing, Cash Flow Management, Monteray Policy & Banking Indonesia, Supervisory Management, Marketing Orientation, and Leadership in Action. From May 2010 until now, he joined PT Bank Multiarta Sentosa, Jakarta as Commissioner.

Nancy Herawati - Independent Commissioner

She was born in Bandung in 1958. She graduated from Parahyangan Catholic University, Bandung, in 1984. Her career in the banking industry started in 1985-1989 as Branch Manager and Marketing Manager at PT Bank Permata (formerly Bank Bali). In 1990-1991, she joined PT Bank Ekonomi Raharja, Tbk as Head of Credit Manager at the Head Office, and in 1991-1992, as Branch Manager and subsequently in 1992 - May 2009 as Corporate Banking, Institutional Bankin and Fixed Income Division Head and she returned to the same position until April 2012 after PT Bank Ekonomi Raharja, Tbk became a Member of HSBC Group in May 2009. From June 2013 until now, she joined PT Bank Multiarta Sentosa, Jakarta as Commissioner.



Ho Danny Hartono - President Director

He was born in Semarang in 1962. He was graduated as Master of Business Administration and Bachelor of Science from Indiana University in Pennsylvania. His career in the banking industry started in 1987 as Westpac Banking Corp in Sydney, as Business Analyst. Subquently, he joined Hagabank in 1989 as Senior Assistant Manager of Business Development. After holding various positions, he became Director in 1997 and President Director of Hagabank in 2000. After that, Hagabank and Bank Hagakita were merged and followed by the Bank joining PT Bank Rabobank International Indonesia, in which he held the position of Deputy President Director since July 24, 2008, and in January 2014 he joined PT Bank Multiarta Sentosa as President Director.

Felly Retnowati - Director

She was born in Banyuwangi in 1973. She graduated from Surabaya University (Ubaya) in 1996. Her career in the banking industry started as Costumer Service at PT Bank International (BII) in 1996. In 1997 - January 2014, she joined PT Bank Ekonomi Raharja, Tbk, member of HSBC Group with last position as Business Manager. In March 2014, she joined PT Bank Multiarta Sentosa as Marketing Director until now.



Nurjani Djunaedi - Director

She was born in Semarang in 1964. She graduated from the Faculty of Law, Diponegoro University in 1988. Her career in the bankin industry started in 1988 - 1999 by joining PT Bank Utama (formerly PT Overseas Express Bank)with her last position as Group Head Marketing & Member of Credit Committee. Education and training she attended are, among other things, Executive Development Program, Management Supervisor, and Total Quality Management. In 1999 - 2003, she joined the Indonesia Bank Restructuring Agency (IBRA) as Deputy Senior Risk Management. In 2004 - 2005, she joined a Multifinance company, PT Asia Multidana, as Branch Manager. In April 2005, she held the position of President Director of PT Bank Multiarta Sentosa and in March 2014, she held the position of Operational Director until now.

Budi Afandi Winoto - Director

He was born in Jakarta in 1960. He graduated as Master of Business Administration from Golden Gate University, San Fransisco, USA in 1984. His career started in 1985 at Wothern Bank & Trust in Arkansas, USA. In 1986, he joined PT Bank Central Asia in New York, USA. In 1987 he held the position of Director of PT Sari Busanaprana Internasional. In 1993, he held the position of President Director of PT Bank Multiarta Sentosa and in 2003, he held the position of Director of PT Bank Multiarta Sentosa until now.



Iwan Yudha - Director

He was born in Jakarta in 1965. He graduated from the Faculty of Economics of Persada Indonesia University "YAI" in 1995. His career in the banking industry started at Panin Bank in 1989 - 1995, in 1996 - 2000 he joined Bank Dharmala as Corporate Planning Officer, in 2000 - 2005 he worked at IBRA as Corporate Secretary Officer, in 2005 - 2011 he worked at Bank Swadesi with his last position as Compliance Director and from 2012 until now, he joined PT Bank Multiarta Sentosa, Jakarta as Compliance Director.