#TakKenalMakaTakInstall
Currently, online fraud is rife, carried out through malicious applications sent to target victims via WhatsApp messages. The application sent is usually a device used by hackers to steal the victim's data, which in turn causes financial loss to the victim.
You need to know the characteristics of the malicious application sent for this online fraud mode to avoid this fraud mode.
Characteristics of a Dangerous Application
Here are the characteristics of a dangerous application that you should know:
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App Not Sourced from Official Sources like Play Store
Malicious apps usually don't source from official download sites like the Play Store. Official applications in the Play Store are generally verified for security and prohibit applications that steal user credentials, so malicious applications are less likely to originate from the Play Store
Make sure that when you download an application on the Apps Store or Play Store, you already know how the application works and to what extent the application uses your data. To be safe, you can also follow OJK's advice to only provide emergency access such as cameras, microphones, and locations.
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Not Sourced from Related Companies or Agencies
Usually, fraudsters will profiteer the name of the company or agency used to steal personal data from the target victim. For example, you receive a message by clicking on the APK file to check the delivery receipt number from a logistics company. The file usually includes the name of the logistics company.
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Application Name is made Similar to Phishing Information
Scammers usually make several attempts to convince and lure victims, one of which is by sending an application with a name like phishing information. For example, if you receive a fake invitation message from a fraudster, the name of the application will not be much different from the mode of the message, such as "Digital Invitation Letter.apk".
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Sent by Unknown Number
Malicious applications are usually distributed by perpetrators randomly to their target victims, so if you receive a message containing a malicious application from a number you don't recognize, you should not click or install it because it has the potential to harm your account in all applications, especially financial applications such as mobile banking. If the perpetrator manages to get into your mobile banking account, then there is the potential for the perpetrator to steal your account balance.
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A warning appears when it is installed
When you want to install an application, the cellphone will usually automatically warn you if the application is suspected of being dangerous, especially applications that do not come from official sources such as the Play Store.
Source: TechCrunch
If a dangerous application warning appears on your cellphone, you should stop the application installation process so that the personal data on your cellphone remains safe.
Keep your cellphone and personal data safe, don't just click on a link and install an application sent by a foreign number. Remember #TakKenalMakaTakInstall!