BPJS Kesehatan is here as an affordable medical service solution for the Indonesian people. With a joint contribution system, participants can access various health facilities without worrying about high costs. From routine check-ups to intensive care, BPJS Kesehatan provides essential financial protection for every individual and family. Understanding its benefits will help us maximize it for better health. Check out the benefits below.
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Affordable Premiums and Helping Others
BPJS Kesehatan contributions are much more affordable than private insurance, so various levels of society can follow them. In addition to protecting yourself, this contribution system also helps other participants in need because BPJS works on the principle of mutual cooperation—the contributions you pay help reduce the cost of other people's treatment.
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Easy Access to Basic Health Services
As a BPJS Kesehatan participant, you can get various basic health services at no additional cost. Everything is easily available from routine medical check-ups and consultations to immunizations. With this access, you can focus more on preventing disease and maintaining health without worrying about costs.
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Can Be Used Without Waiting Period
Unlike health insurance, which usually has a waiting period for chronic diseases, BPJS Kesehatan can be used immediately after active membership. Participants must not wait 30 to 90 days and can immediately access various available medical services.
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Protection from Various Disease Risks, Including Critical Illnesses
BPJS Kesehatan provides protection against various types of diseases, from mild to severe, such as cancer, diabetes, heart disease, and kidney disease. By becoming a participant, you don't need to worry about medical costs, which are often very expensive, because BPJS Kesehatan covers examinations, care, and treatment for these diseases by applicable provisions.
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Protection for Inpatient Costs at the Hospital
With BPJS Kesehatan, you can get inpatient care without worrying about the cost. The inpatient benefits include non-intensive and intensive care (ICU, ICCU, NICU, PICU). You also need to know that BPJS covers the cost of rooms, food, medicines, and other medical services while you are hospitalized according to your membership class. This helps ease the financial burden so you can focus on recovery.
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Covering Diseases Usually Excluded by Private Insurance
BPJS Kesehatan provides protection for diseases that are often excluded by private insurance, such as hereditary diseases and mental disorders. This means that you can still get the medical care you need without worrying about high costs, making access to health more equitable and inclusive for everyone.
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Covering Surgical Operations, Maternal and Child Health, and Mental Health
BPJS Kesehatan provides protection for various important medical procedures, including surgical operations, maternal and child health services, and mental health care. With this coverage, participants can get the care they need without facing high costs, ensuring more equitable access to health for all groups.
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Lifetime Protection with Affordable Contributions
BPJS Kesehatan provides a guarantee of lifetime protection with affordable contribution costs. All registered participants are entitled to this benefit, as long as they pay their contributions on time and follow the established treatment procedures.
BPJS Kesehatan provides many benefits that help you and your family get medical services without worrying about costs. With comprehensive protection, from routine check-ups to intensive care, BPJS ensures easier and more affordable access to health.
To continue enjoying all the benefits, make sure that BPJS Kesehatan contributions are always paid on time. Now, payments are more practical through the Bebas by Bank MAS application, which has fast, safe features and can be done anytime without having to queue. To follow tips on financial management, click here.
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