QRIS as a payment system has now begun to be widely used in Indonesia. Users are starting to feel the benefits of QRIS for every transaction they make. What are the benefits of QRIS that you can feel as a user? Come on, get to know the benefits of QRIS that you should learn from this article.
Benefits of QRIS
There are 5 benefits of QRIS known as CEMUMUAH (Fast, Easy, Cheap, Safe, Reliable). Here's the explanation:
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Fast
Practical, scan without entering the account number. Using QRIS, you no longer need to enter your account number when transacting. You can scan the QRIS to the merchant's QRIS or the transaction destination account.
In addition, sellers and buyers no longer must bother carrying lots of cash and calculating the change received from each transaction. So, the volume of transactions can increase due to shorter waiting times.
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Easy
Using QRIS is also easy. You only need to use a smartphone connected to the internet with various sources of funds, both accounts and electronic money (e-wallets). You can also make cross-border payments using QRIS in Thailand and Malaysia.
QRIS organizers are also trying to develop other features, such as transfers, cash withdrawals, and deposits. Later, you can transfer, withdraw, and deposit cash using QRIS at QRIS merchants, which are QRIS agents spread all over Indonesia.
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Cheap
QRIS is also reasonably cheap for consumers because they are not charged a transaction fee. Transaction fees are charged to merchants through the merchant discount rate (MDR) scheme. Even though it is subject to MDR, the fees charged to merchants are also relatively lower than other payment methods, such as using a debit or credit card.
In addition, consumers also benefit from various attractive promos such as discounts and cashback offered by Payment System Service Providers (PJSP) so that the fees paid will be cheaper.
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Safe
When using QRIS, your transactions will be safe because PJSP must have a permit and be supervised by Bank Indonesia. In addition, every time you make a QRIS transaction, you need to use a PIN to prevent other people from making illegal transactions using your device.
Transactions using QRIS can also prevent you from transactions using counterfeit money because they are done digitally and are automatically deducted from the buyer's balance.
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reliable
You can use QRIS to make transactions 24 hours daily, so your transactions can be processed immediately. You can also check their transaction history regularly because all transactions are processed and recorded automatically. So that you can use QRIS to monitor, analyze, and determine your future business financial strategy.
Do you want to experience the ease of making transactions using QRIS? Come on, download MAS Mobile now!
Sources:
Panduan Program Komunikasi Manfaat QRIS bagi Masyarakat – Bank Indonesia & ASPI