You may often hear the words prepaid and postpaid, both when you want to choose a provider card for your cellphone or when you want to pay an electricity bill. Are you possibly still confused about the difference between prepaid and postpaid? Come on, see the complete discussion here.
What are Prepaid and Postpaid?
Prepaid is a payment method with a payment mechanism in advance before getting the benefits of a product or service. In contrast, postpaid is a payment method with a payment mechanism at the end after getting the benefits of an item or service. These two definitions show that the difference between prepaid and postpaid lies in the payment system.
These payment mechanisms can be used in daily transactions to fulfill the need for goods and services. However, not all goods and services can be used in prepaid or postpaid transactions.
The difference between Prepaid and Postpaid
Prepaid and postpaid are generally used for mobile phone provider card products and PLN electricity. The difference between prepaid and postpaid usage for provider cards and PLN electricity is as follows:
The difference between Prepaid and Postpaid Cards
Before you choose to use a prepaid and postpaid provider card, you can pay attention to the differences between the following prepaid and postpaid cards:
1. Payment Methods
As the name implies, the first difference between prepaid and postpaid cards is the payment method. Prepaid cards use a method in the form of a credit deposit or data package. Meanwhile, if you use a prepaid card, you can use credit or a data package first, then pay for it afterward. You can buy credit or prepaid data packages and pay postpaid card bills through the MAS Mobile application.
2. Data Package Prices
Regarding data package prices, postpaid cards have lower data package prices than prepaid cards. Using data quota or postpaid credit is considered more transparent because users can monitor it anytime. You can also set credit and data usage limits per month so you don't burden your bills.
3. Phone Number Combination
You can use a postpaid card if you want a pretty phone number combination that's easy to remember. Postpaid card users can choose a phone number according to their wishes, while prepaid card users cannot choose a number according to their wishes.
4. How to Register
The third difference, namely from the way of registration. Registering a prepaid card is relatively easy. You need to use your NIK and KK numbers. Meanwhile, registering a postpaid card is relatively more complex because a lot of data needs to be completed, one of which is uploading a KTP photo.
5. Promotional Offers
Postpaid card users often get streaming subscription promo offers or extra data packages. Meanwhile, prepaid card users have less possibility of getting these promo offers.
Both prepaid and postpaid cards have their respective advantages and disadvantages. You only need to adjust to your needs before using a prepaid or postpaid card.
The difference between Prepaid and Postpaid Electricity
In addition to cellphone provider cards, prepaid and postpaid products are also used for PLN electricity products. Check out the following discussion of the differences between prepaid and postpaid electricity:
1. Payment Methods
As the name implies, the first difference between prepaid and postpaid electricity is the payment method. Prepaid electricity uses a payment method at the beginning. That is, you must deposit as an electricity token, while postpaid electricity uses a payment method as a monthly bill. You can also buy electricity tokens and pay monthly bills through the MAS Mobile application.
2. Usage Control
The second difference between prepaid and postpaid electricity is usage control. Prepaid electricity has an advantage in this regard because the use of electricity can be controlled according to the monthly budget. Thus, prepaid electricity is considered more efficient than postpaid electricity.
Meanwhile, postpaid electricity is sometimes not controlled because it is free to use without worrying that the remaining electricity tokens will run out. The impact of this uncontrolled use makes postpaid electricity spending more wasteful than prepaid electricity.
3. Late Fines
If you use postpaid electricity and pay your monthly bill late, you will be charged a late bill payment fee. Meanwhile, prepaid electricity users will not be charged late fees because they use the electricity token system. But if the electricity token runs out late, prepaid electricity customers cannot use electricity at home.
Buy or pay credit and electricity tokens on MAS Mobile
The MAS Mobile application can facilitate prepaid or postpaid credit and electricity transactions. Buy credit, pay prepaid card bills, buy electricity tokens, and pay electricity bills more easily with the MAS Mobile application. There are also various exciting promos that you can get by making transactions using MAS Mobile.
What are you waiting for? Come on, download MAS Mobile now and enjoy the various benefits.