Prospectus

Bank MAS financial information for investors published monthly, quarterly, and annually

Financial Report

Information on determining the loan interest rate that will be charged to customers

<h2>Prime Lending Rate</h2>

<h3>PT BANK MULTIARTA SENTOSA
	<br>Per 30 June 2023</h3>

<table>
	<thead>
		<tr>
			<th>Corporate Credit</th>
			<th>Retail Credit</th>
			<th>Micro Credit</th>
			<th>KPR</th>
			<th>Non KPR</th>
		</tr>
	</thead>
	<tbody>
		<tr>
			<td>7.00%
				<br>
			</td>
			<td>7.50%
				<br>
			</td>
			<td>8.00%
				<br>
			</td>
			<td>5.00%</td>
			<td>6.00%</td>
		</tr>
	</tbody>
</table>

<p>Description</p>

<ul>
	<li>Prime Credit Interest Rate (SBDK) is used as the basis for determining the interest rate that will be charged by the Bank to customers. SBDK has not taken into account the estimated risk premium component, the amount of which depends on the Bank's assessment of the risk of each debtor or group of debtors. Thus, the amount of loan interest charged to the debtor is not necessarily the same as the prime lending rate.</li>
	<li>Non-KPR consumption credit does not include channeling funds through credit cards and unsecured loans (KTA)</li>
	<li>SBDK information that applies at any time can be seen in publications at each Bank office and/or the Bank's website.</li>
</ul>


Prospectus

Short Prospectus

Prospectus

Additional Information on the Short Prospectus