What is personal data?
According to the Personal Data Protection Act, personal data is data about an identifiable individual individually or in combination with other information, either directly or indirectly, through electronic or non-electronic systems.
While OJK provides details of individual personal data such as name, address, date of birth and/or age, telephone number, and/or birth mother's name, apart from this data, there are other banking personal data that you must protect, such as ATM numbers and PINs, mobile banking usernames and passwords, CVV/CVC, OTP, and other personal data related to your banking account.
You need to protect personal data because mistakes in providing personal data to other people can be used for irresponsible things and, of course, cause financial losses for you.
For this reason, it is essential to maintain personal data so that your transactions remain safe and avoid digital crime modes. You can check how to protect personal data from OJK below.
How to protect personal data
In its Instagram account, OJK provides 6 ways to protect personal data that you can apply in your daily digital transactions.
Do not reveal your username, password, OTP code, and account PIN to anyone
To keep your transactions safe, ensure you don't give personal data such as usernames, passwords, OTP codes, and account PINs to anyone, including the bank. The real bank officer will not ask for personal data. If there is a bank officer who acts on behalf of Bank MAS, then asks for this personal data, you can report it to the Bank MAS call center at 021-3000-2500.
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Check transaction history/account movements periodically
The second way to protect personal data that you can apply is to check your history or check account mutations periodically. Checking account mutations regularly can help you anticipate suspicious transactions in your account, especially now that you can check account mutations anytime and anywhere through a mobile banking application such as MAS Mobile.
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Turn on the notification feature
In the next step, you can also activate the SMS, email, mobile banking, and Internet banking notification feature to find out every transaction that goes out and enters your account. So, you can anticipate if there is a notification of a suspicious transaction you did not make at any time.
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Activate the two-step verification feature (two-step verification)
To protect personal data related to banking accounts, you can also activate the two-step verification feature on your cellphone. You can use biometric authentication using fingerprint or facial scans to strengthen data security on cellphones, especially those related to financial application accounts such as mobile banking, e-wallets, and others.
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Use a private Internet network
When in a public space, you must also be careful when using public internet access, such as Wi-Fi. This is because Wi-Fi networks in public spaces are not necessarily safe and prone to the hacking of personal data. For this reason, it is recommended that you use a private internet network from your cellphone.
However, if you want to continue using public Wi-Fi networks, you can read some tips-using public Wi-Fi to keep your digital transactions safe.
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Do not upload personal identity
The last way to protect personal data is never to upload data such as KTP, SIM, and Passport to social media accounts. Uploading personal data to a social media account is equivalent to leaking your personal data to the public. This will be very risky to be used by irresponsible parties for their personal gain and ultimately cause losses for you.
That's a discussion about personal data and what you can do to protect your personal data. You can also read other safe transaction tips on the Bank MAS blog to keep your digital transactions safe and avoid various digital crime modes.
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